Top Philippine Places for Foreign Pensioners

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“We shall not cease from exploration, and the end of all our exploring will be to arrive where we started and know the place for the first time.” T.S. Eliot

Retirement, no matter who you are or who you have worked for, is a perpetual vacation in a sense.

In fact, it has been often said that this is when life truly begins. It is that particular time of our lives wherein we stop living at work and start working at truly living. A blissful time wherein we spend the rest of our years with our families, seek relaxation, enjoy the things we never had the chance to and pursue the passions we never entertained. It is that point in our lives wherein we seek a new adventure and wherein time is never short. This is why finding the perfect and most appropriate place to retire is of paramount interest to pensioners and with the Philippine archipelago hosting 7,101 island featuring pristine beaches, busy metros, gorgeous communities, any individual looking to retire here would have a variety of options.

As the choices are teeming to the brim, singling out one place can be quite daunting—especially to nonresident retirees. However, depending on your lifestyle, you may just find an ideal place for you.


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This city has been rather well known for their delectable chicken inasal, a grilled chicken dish marinated in various spices and cooked to perfection. Apart from that, the city has also been identified by the Department of Science and Technology as a center of excellence for business process outsourcing and information technology. Over the years, the city has erected a number of BPO companies and voice call centers. The business industry is certainly booming in this city as malls have started sprouting such as Ayala north point and SM City Bacolod to name a few.


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Cebu is one of the country’s top three cities. Considering that this city is a fast developing metro, heavy traffic is to be expected and although it may not seem like the best place for a retiree, it is actually ideal. This is because Cebu has urban amenities and as it is an island, resorts, beaches and various natural attractions are within reach. Properties can be a bit costly given that it is a major city, but consider that you are not only buying a home where you can retire in but you are buying the convenience of having beaches, mountain resorts, malls in close proximity to the city.


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Although it has been widely known as a tourist destination, Tagaytay City offers many amenities that would make it the perfect retirement destination. With its relatively cool climate and easy access to Metro Manila, it would be the perfect compromise to having the ideal peace and quiet a retirement home should have and at the same time, the city is within reach. Considering that it is a vacation spot, it may be a bit pricey to live in Tagaytay compared to the other cities on this list, but you can be assured that the fresh produce is every cheap. Additionally, beaches such as Nasugbu are just a short drive away.


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Another place located in Negros Oriental that would make the perfect city to retire in is Dumaguete or more popularly known as the “City of Gentle People. The city is teeming with dive sites and beach resorts and is considered to be one of the best places for individuals seeking an affordable beachfront living.


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For pensioners looking to retire in Mindanao, Davao is not only the safest city to do so but is also Mindanao’s commercial and business center. Apart from that, living in Davao is relatively affordable despite the fact that it is such a fast-growing city. The city has various business hubs and popular tourist destinations that this is the premier choice for foreign retirees. Another aspect that makes this place appealing to foreign retirees is that Japan, United States, Malaysia and Palau all have consular offices here.


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